Akhmad YA, Wiryono SK, Sukarno S. LENDING BANKING AND FINANCIAL TECHNOLOGY PEER-TO-PEER LENDING BETWEEN DISRUPT OR CREATIVITY. CAC [Internet]. 2022 Jan. 30 [cited 2025 Jan. 9];23(1):3439-53. Available from: http://13.200.237.241/CAC/index.php/cac/article/view/313